Credits
Now is the time to fund your projects!
Do you want to travel around the world, plan your wedding, or furnish your dream home? With Avyra Bank’s personal loan, you can borrow up to €1,000,000 over a term of 6 to 360 months—all with no application fees. And your dreams will come true!
A loan is a financial commitment and must be repaid. Be sure to assess your ability to repay the loan before committing to it.
SUBMIT AN APPLICATION
Step 1
Credit Application
Apply for credit online using a simple, user-friendly form
SUBMIT AN APPLICATION
Step 2
Case Review
A credit specialist will get back to you within 48 hours
SUBMIT AN APPLICATION
Step 3
Cash in
Once your application has been approved, you can access your funds within 24 hours of your request being accepted.
SUBMIT AN APPLICATIONTerms & Conditions
Eligibility Requirements
A personal loan may be taken out by any individual, whether an adult of legal age or a minor who has not been emancipated.
To get your personal loan, you must open a checking account or a joint account. There is no fee, and the debit card is free as well.
Provision of Funds
The funds will be deposited into your account within at least 72 hours of your loan application being approved. The funds may be disbursed in one or more installments over a maximum period of 2 months.
Withdrawal
The legal withdrawal period is 14 days from the date you signed your loan offer.
Closing
The loan is closed upon maturity or in the event of full early repayment
Acceptance of the Offer
Effective upon receipt of the offer:
- It is valid for 30 days;
- You may accept it starting on the 11th day (following the 10-day legal cooling-off period).
Withdrawal
Your monthly payments are debited directly from your deposit account, and the first payment is made on the first repayment date you select. You can choose the repayment date—that is, the date on which you wish to make your monthly loan payment. You can change this date at any time by sending a written request to Avyra Bank.
Refund Options
You may defer the first payment for up to 12 months. You may suspend two monthly payments per rolling year, provided there is a two-month interval between each suspended payment. Depending on the term of your contract, you may suspend up to eight monthly payments.
You can repay your loan before the scheduled due date.